Privacy Policy
Last Updated: September 2026
At YieldVsLock (accessible from yieldvslock.com), your privacy is one of our main priorities. This Privacy Policy document outlines the types of information that is collected and recorded by YieldVsLock and how we use it.
1. Information We Collect
YieldVsLock operates primarily as an anonymous financial calculator utility. All compound interest calculations, APY rate inputs, and deposit amounts entered into our interactive tool run locally in your web browser. We do not require account registration, login credentials, or personal banking numbers to use the calculator.
We may collect standard non-personally identifiable information, such as browser type, operating system, referring URL, time spent on pages, and general IP address geography through standard web analytics tools to optimize website performance.
2. Cookies and Affiliate Tracking Links
Like most financial comparison publishers, YieldVsLock uses cookies and affiliate tracking technologies (such as those provided by Impact.com and financial partner networks).
When you click on an "Open Account" button or partner offer link on our website, a tracking cookie may be placed on your browser by our partner network. This cookie allows our affiliate partners to attribute referral activity to our site if you choose to open an account with a partner financial institution. These cookies do not store sensitive personally identifiable information.
3. How We Use Information
We use the data collected to:
- Provide, operate, and maintain our financial calculator tool.
- Understand and analyze how visitors interact with our website to improve UX.
- Attribute affiliate referrals when users navigate to partner offers.
- Prevent fraud and ensure site security.
4. Third-Party Privacy Policies
YieldVsLock's Privacy Policy does not apply to external banking websites or third-party offer providers (e.g., SoFi, Marcus by Goldman Sachs). We advise you to consult the respective Privacy Policies of these third-party financial institutions for more detailed information regarding their data practices and opt-out instructions.
5. Children's Information
YieldVsLock does not knowingly collect any Personal Identifiable Information from children under the age of 13.
6. Contact Support
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us by email at admin@yieldvslock.com.